Travel Insurance of Canadians Travelling Out-of-Province
Is travel in your plans? We have plans for Canadians traveling out-of-province to protect you against the unexpected cost of emegencies the may occur during your trip - cost only marginally covered by your provincial health insurance plan. Single-Trip or Multi-Trip (4,10,18 30 day) plans are available.
Travel Insurance for Visitors to Canada
Do you have family or friends comeing to stay from outside Canada? Do your guest have insurance to protect them while they're here? We offer Travel Insurance for Visitors to Canda prior to their departure or when they first arrive.
If you are one of the millions of Canadians without an employee health plan - and therefore, vulnerable to health care expenses not covered by Government Health Insurance Plan - supplemental health care coverage could be right for you.
With 7 core plan options available, you can choose the plan that’s right for you, your family, your needs and your budget. You can customize the Flexcare plan with add-on options, top up your existing coverage, or choose Flexcare’s stand-alone plans.
FollowMe™ Health is designed to offer you uninterrupted health and dental coverage for you and your family, when your employment and group benefits end.
As long as you apply within 60 days of your group health benefits ending, your acceptance is guaranteed upon receipt of premium payment – without a medical questionnaire or exam! (However, applications submitted after the 60-day period will require full medical underwriting.)
Product and Services – Manulife Securities Insurance Inc.*
Whatever your stage in life, Manulife Securities Insurance Inc. can help you feel financially assured with a variety of insurance products to meet your specific needs – whether it’s family protection, business continuity, estate preservation or investment solutions.
Product and services include:
- Segregated funds
- Life insurance: term, whole life, universal life
- Disability insurance: income replacement and business overhead protection
- Critical illness insurance: enhanced and basic plans
- Long-term care insurance: facility and home coverage
- Pension plans: group retirement plans, registered pension plans, deferred profit sharing plan and registered retirement savings plans
- Health care benefits for individuals and associations
- Annuities: term certain, life
*Carrying on business in British Columbia as Manulife Securities Insurance Agency
Family Term 101
Family Term insurance is Manulife’s low-cost option which helps meet the traditional protection needs of most individuals and families.
For example, Term insurance provides protection for things like:
- Income replacement
- Mortgage and debt coverage
- Coverage for funeral expenses
- Financial security for a family’s future
- Child Protection Rider
- Total Disability Waiver Rider
- Accidental Death and Dismemberment Rider
- Guaranteed Insurability Option Rider
- Parent Protection Rider
To learn more, click here.
Wherever your studies take you… take Manulife Financial Travel Insurance with you!
Why Travel Insurance for Students
If you’re studying outside Canada, or even outside your province, your government health insurance plan may not cover all of your medical costs. With Manulife Financial Travel Insurance, you can focus on your studies, not on your medical bills.
To learn more, click here.
Personal Benefits – a new twist on Employee Benefits!
Now in tandem with your benefits program you can offer Personal Life and Personal Critical Illness coverage to your employees. Personal Benefits provides affordable, portable coverage without your company having to bear the cost of administration and billing.
With Personal Benefits, your employees can purchase optional coverage and they make the payments directly to Manulife through our easy payment options. Since the plan member enters into the Personal Benefits contract directly with Manulife, coverage continues even if there is a change in employment and the coverage details remain completely confidential.
Personal Benefits are a simple and effective way to offer value without creating overhead for your business.
For more information, please contact us or click here to download a brochure on Personal Benefits.
*Personal Benefits are offered through Manulife Financial (The Manufacturers Life Insurance Company).